Tag Archive for: Ryan Frederick

Ryan Fredericks launches Here to Embrace the Role of ‘Place’ in Healthy Longevity

Here is Finally Here: Ryan Frederick’s Organization, Here, Embraces the Role of ‘Place’ in Healthy Longevity

Did you know that life expectancy in 1900 was only 50 years old? In 2050, it’s expected to rise to 94. What contributes to this increased longevity? It’s not just better genes. In fact, only 20% of longevity is attributed to genetics. The remaining 80% is linked to lifestyle and environment.

Ryan Frederick, a Nexus Fellow, is a nationally recognized thought leader in the intersection of place and healthy longevity. He’s putting the spotlight on the fundamental role of where people live to optimize the odds of a long, healthy and financially secure life. In 2021, he authored the acclaimed book, Right Place, Right Time (Johns Hopkins University Press).

“Where you live and how you choose to engage where you live is one of the most important decisions in life,” says Frederick. “If you are concerned about living a long, healthy and financially secure life, start with finding your right place and good things will follow.”

With the acceptance of remote work, climate change risk and political polarization, finding the right place to live and thrive has never been more important and more urgent. This has been an impetus for Frederick to rebrand and rename his organization (SmartLiving 360) as ‘Here’, in order to better fit the company’s goals and mission. Here is a platform that provides consumer tools for individuals of all ages to make better informed decisions about the role of place. In addition, Here consults with leading real estate, finance and health entities focused on creating better places for people to thrive.

Frederick envisions that Here will help spark a movement that makes place equally foundational to an individual’s longevity as healthy eating, exercise and financial planning.

Are you in the right place for a healthy, long, fulfilling life? Get your results by taking “The Right Place, Right Time” assessment at here.life/assessment.


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SLIF spring 2023

Spring 2023 Senior Living Innovation Forum

Now more than ever, senior housing leaders must be willing to challenge their assumptions. SLIF is the place where the industry’s boldest thinkers can have unfiltered conversations and challenge the status quo.

Nexus Fellows speaking at the forum include Ryan Frederick, CEO of Here; Sarah Thomas, CEO of MezTal.

More info at SLIF.

Longevity in Aging

Longevity in Aging: The Need to Address Healthspan and Wealthspan

People are living longer, and that’s a good thing. It’s not unusual or uncommon for people to live into their 90s. But how is their quality of life? Are they in good health? Can they afford living expenses? As lifespan increases, it is critical we pay attention to healthspan and wealthspan. According to Nexus Fellow Ryan Frederick, CEO of SmartLiving 360, healthspan is “the number of years we live in good health,” and wealthspan is “the number of years we have the financial means to support our desired lifestyle.”

“Advances in longevity create the prospect of longer, healthy lives but will we be purposeful, socially connected, and financially secure over these additional years?” – Ryan Frederick

In part three of the Six Key Drivers Shaping the Future of Senior Living, Nexus Founder and NIC Co-Founder and Strategic Advisor, Bob Kramer, also remarks on the effect longevity will have in terms of where Boomers will choose to live.

“Purposeful longevity means our new customers are determined to thrive,” said Kramer. “They are looking for community and a sense of connection. I call it the ‘engagement’ concept of retirement and aging which focuses on purpose, experience, and enjoyment. Paraphrasing a report by the McKinsey Health Institute, our customers aren’t just looking to add years to their lives but add life to their years.”

So how do we improve the quality of life for older adults?

“Researchers point out that longevity is largely driven by our lifestyle rather than our DNA,” wrote Frederick in a SmartLiving 360 blog post. “By some estimates, lifestyle and our environment account for about 93% of our longevity outcomes. Therefore, we have agency over our longevity. Lifestyle decisions also impact our quality of life.”

Frederick goes on to say, the “key is making sure you are at the right place at your stage in life – and one of the reasons the average person moves a dozen times in their life. An openness to change and the ability to act – however overwhelming it can be – is critical to make sure where you live matches your needs and desires at a given time.”

Read more from Ryan Frederick on the SmartLiving 360 blog.




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Long-Term Care & Post-Acute Care

Navigating the Maze of Long-Term & Post-Acute Care: A Report by Nexus Insights

When an older adult experiences a crisis that requires post-acute or long-term care services and supports, they and their caregivers must make critical decisions, fast. What awaits them, however, is a maze of dead ends and poor information that stand in the way of getting the help they need.

“Older adults and their families enter a maze of twists and turns, dead ends, and wrong way streets when a life crisis forces them to consider their care options. Critical decisions about long-term care must be made quickly, with scarce information or resources, let alone supportive guidance to assist them in their time of crisis.” – Bob Kramer, founder of Nexus Insights

In February 2022, Nexus Insights hosted their inaugural ‘Nexus Voices’ session with 18 leading experts in the fields of aging policy, long-term care, senior housing and caregiver advocacy to talk through and tackle this issue.

The Outcome: A Nexus Voices Report

The result is the recently published report, “Where Am I, Where Do I Go: The Missing Entry Point to Long-Term Care Solutions for Older Adults and Their Caregivers”. This comprehensive and actionable report highlights the lack of infrastructure to help guide older adults and their families to long-term care services. The report proposes “Navigation Hubs” to help families understand their long-term care needs and select the best options for them. These hubs would serve as central doorways to existing supports and services—whether it’s home-based care, transportation or meal services, senior housing or nursing home care. The hubs would have a national presence but a hyper localized focus with counselors, or navigators, who understand the resources available in their communities and how to help older adults and their families access them.

“The factors that shape care decisions vary from family to family, but all families need an easy-to-use, accessible hub of information that clearly communicates the options that are available to them in their community,” said Anne Tumlinson, CEO of ATI Advisory and a contributor to the report. “With a growing number of older adults needing care, we have to act now to build the care infrastructure families need.”

Discussion participants outlined four primary responsibilities of the Navigation Hubs. They are:

  • Discover & Assess the long-term care needs of older adults, their families, and caregivers.
  • Educate older adults, their families and caregivers on the housing and caregiving support available to them as well as funding sources.
  • Select & Connect older adults with the best long-term care setting, supports, and services that meet their needs.
  • Reevaluate the needs of older adults as their health and financial statuses change.

“You can’t solve a problem until you’ve identified it and defined it,” said Kramer.

“Then you’ve got to define what are the key components of any solution. And we’ve laid that out with the navigation hubs and their four functions. And then we asked what we could learn from the failures and the successes of programs to date, to create our criteria. Finally, the path forward must be a joint effort involving both the public and private sectors. We demonstrated that there are aspects of differing programs from government-funded resource centers to tech-enabled employer options to private-pay models that could be incorporated into this solution.”

An Urgent Problem

In its conclusions, the report urges quick and decisive action to build navigation services for older adults that put families in the center. The family in crisis needs help now and cannot wait for lawmakers and government agencies to overhaul the long-term care infrastructure. This requires a national commitment to increased funding and an openness to reimagine existing solutions. Existing public, private-pay and employer-based programs could work together to make these hubs a reality by combining their infrastructure, experience and delivery models.

The Nexus Voices Participants

Nexus Insights Host Committee

  • David Grabowski, PhD, professor, Harvard Medical School, fellow, Nexus Insights
  • Bob Kramer, founder & fellow, Nexus Insights, co-founder, former CEO & strategic advisor, National Investment Center for Seniors Housing & Care (NIC)
  • Caroline Pearson, senior vice president, health care strategy, NORC at the University of Chicago, fellow, Nexus Insights
  • Sarah Thomas, CEO, Delight by Design/MezTal, fellow, Nexus Insights
  • Anne Tumlinson, CEO, ATI Advisory, fellow, Nexus Insights

Discussion Participants

  • Gretchen E. Alkema, PhD, former vice president, policy and communications, The SCAN Foundation
  • Alice Bonner, PhD, senior advisor for aging, IHI, and adjunct faculty, Johns Hopkins University School of Nursing
  • Ryan Frederick, founder & CEO, Smart Living 360, fellow, Nexus Insights (facilitator)
  • Lindsay Jurist-Rosner, CEO, Wellthy
  • Ruth Katz, senior vice president for policy, LeadingAge
  • Sean Kelly, president & CEO, The Kendal Corporation
  • Suzanne Kunkel, PhD, executive director, Scripps Gerontology Center, Miami University
  • Katy Lanz, chief strategy officer, Personal Care Medical Associates
  • Brian Petranick, group president, Neighborly
  • Cheryl L. Phillips, M.D., president and CEO, Special Needs Plan Alliance
  • Paul Saucier, director, Office of Aging & Disability Services, Maine Department of Health and Human Services
  • John Schall, CEO, Caregiver Action Network
  • Bill Thomas, chief independence officer, Lifespark, fellow, Nexus Insights

Read the Long-Term Care Access Report

Read the full report
Read the executive summary
Read the press release

About Nexus Insights

Nexus Insights is a think tank advancing the well-being of older adults through innovative models of housing, community and healthcare. We are a diverse group of thought leaders and stakeholders in aging and healthcare. Our goal is to spark change by sharing innovation across traditional silos, convening leaders from differing perspectives and bringing positive, life-affirming ideas into the public domain.

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LeadingAge Florida 2022

Ryan Frederick Keynote at LeadingAge Florida Annual Convention & Expo

Nexus Fellow and SmartLiving 360 CEO, Ryan Frederick, will be keynote speaker at the LeadingAge Florida Annual Convention & Expo.

More info >

aging in place baby boomers

Why Boomers May (or May Not) Want to Age in Place

There are so many options between aging-in-place and a nursing home. Open-minded baby boomers should explore them all.

While many people plan to “age in place” and remain in their homes, it isn’t always the best plan, the best location, or the best house. It may not even be an option in later years when unexpected health or mobility issues, or even loneliness, play a factor. Does that mean the only other option is a skilled nursing facility? Absolutely not. According to an op-ed written in the Sun-Sentinel by Nexus Fellows Ryan Frederick and Sara Zeff Geber, PhD, other options include “age-friendly apartments, active adult communities, independent living senior communities, home-sharing, co-housing and accessible dwelling units (ADUs).”

What makes a place the right place, or the best place, when it comes to a happy life? Purpose, engagement, and social connection, according to findings from the Rush Memory and Aging Project. Frederick and Geber go on to explain how policymakers can support this, and how Boomers can make the right choice for their “bonus” years, the 21 years beyond retirement.

Read the full piece, ‘Aging in Place’ is not a plan. It’s denial – and it ignores an opportunity.

Ryan Frederick and Sara Zeff Geber are fellows of Nexus Insights, a think tank advancing the well-being of older adults through innovative models of housing and healthcare. Frederick is the author of “Right Place, Right Time: The Ultimate Guide to Choosing a Home for the Second Half of Life (Johns Hopkins University Press, 2021). Geber is the author of “Essential Retirement Planning for Solo Agers: A Retirement and Aging Roadmap for Single and Childless Adults” (Mango, 2018).


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Right Place, Right Time

‘Right Place, Right Time’ Named Great Money Book By Next Avenue

Right Place Right Time by Ryan Frederick has been named one of Next Avenue’s 13 Great Money Books Worth Reading. The list was selected by Richard Eisenberg and “Friends Talk Money” podcast co-hosts Pam Krueger and Terry Savage.

Right Place Right Time discusses the significance that place plays in an individual’s health and happiness. Being in the right place can help promote purpose, facilitate human connection, catalyze physical activity, support financial health, and inspire community engagement. Conversely, the wrong place can be detrimental to health, as the COVID-19 pandemic has highlighted. In Right Place, Right Time, Ryan Frederick argues that where you live matters enormously―especially during the second half of your life.

In praising Right Place Right Time: The Ultimate Guide to Choosing a Home For The Second Half of Life, the authors wrote “Frederick’s book can be hugely helpful if you’re thinking about where to live, whether to downsize or how to age in place.” Eisenberg, Krueger and Savage are all personal finance authors. Their book list includes some newly published titles, like Right Place Right Time, as well as classics of the genre such as the quarter-century old title The Millionaire Next Door by Thomas Stanley and William Danko. Explore the entire list at Next Avenue.

Ryan Frederick is a nationally recognized thought leader, innovator, developer and strategy consultant in the field of aging and longevity. He is a Nexus Fellow and the CEO of SmartLiving360.

See full list of recommendations at Next Avenue.

‘Start with the Why’ by Ryan Frederick

If you’re developing real estate housing projects for baby boomers, there are many critical dimensions to think about. These will include making the financing case, addressing the customer value proposition, and more. But the best way to approach them all is to think more deeply about the reason you are doing what you do. The article below, “Start with the Why” by Ryan Frederick, originally appeared in the 2021 MFE Concept Community Report.

Simon Sinek became a YouTube sensation with his 2010 TEDx Talk, “Start with Why.” The video has been watched more than 55 million times, and his book with the same title is a New York Times best seller. The message is simple but powerful: The most successful companies provide a compelling reason for why they do what they do. This compelling reason drives customer loyalty, increases employee retention and builds an inspiring brand. Apple, one of the world’s most valuable companies with a market capitalization of more than $2 trillion, is an example of a company that has excelled with this philosophy at scale.

As real estate developers and investors consider creating communities and offering services for baby boomers, a cohort 78 million strong with ages ranging from 57 to 75, it is critical to start with the question, why? There are at least three dimensions to consider:

Start with Why: The Financial Decision—With such a large cohort, there will be plenty of people looking for housing options as they age. Demand is not in question. But there’s more. Older adults tend to move less than younger people such as millennial and Gen Z consumers. The benefit for apartment owners is that there is less annual turnover of residents. It is not uncommon for renters over 50 to stay five years or longer. In addition, older adults that elect to move into apartments out of choice— “renters by choice”—tend to spend more for living environments they desire. Some apartment buildings that target older adults through design and programming have shown to receive a rent premium over equivalent conventional multifamily peers. This premium can range from 15% to 30% or more in some cases. All in all, the financial opportunity represented by the boomers is an attractive one.

Start with Why: The Customer Value Proposition—While the outlook for demand is attractive, older consumers can be fickle. Prospective residents, especially those living in single family homes, need a compelling reason to move. Considerations can be bracketed into two categories: pull and push. Pull factors draw people to a residence, whereas push factors drive people out of their current residence. Examples of pull dimensions include attractive unit design that incorporates universal design principles, ample common spaces for activities and socialization, a friendly and lively cohort of residents and hospitality-oriented staff. Examples of push elements include an existing residence that is expensive and difficult to maintain, is difficult to navigate with stairs, is geographically distant from desirable amenities and risks social isolation and loneliness.

Older consumers are generally not on an urgent timetable to move, unlike young people who need a place to live when graduating from school or relocating for a new job and can’t afford to purchase a home. Those that do have an urgent need to move may have health risks driving a change, and apartment living may not be the best option for them. As a result, apartment buildings targeting older adults tend to take longer to absorb than conventional apartments even when the value proposition is clearly understood by prospective residents and their families. However, if the value proposition is not compelling and a project is age-restricted, thereby limiting the market size, lease-up risk can increase significantly.

Start with Why: Helping People Live Longer, Healthier and More Purposeful Lives. Following Simon Sinek’s core message, the most successful developers and investors appeal to a deeper purpose. Successful aging is driven primarily by wise lifestyle choices; only about 30% of longevity is linked to DNA. Purpose in daily life, social connectedness, physical activity and financial security are all linked to longer, healthier lives. Real estate developers and investors have an opportunity to create an environment that helps boomers thrive as they age. Such a mission not only appeals to prospective residents but can also draw and retain a passionate workforce and engage partners, such as architects and third-party service providers, in a deeper way. It can be noble work that helps people take advantage of longer lives and fill an important housing need between single family homes and senior living.

I have firsthand experience applying this framework. I created The Stories at Congressional Plaza, an age-friendly apartment community in Rockville, Maryland, in partnership with Federal Realty Investment Trust, a public retail REIT. From the beginning, we framed our project using the question of why. It influenced our brand, location, design, operating model and key hires. Not coincidentally, the effort was both financially successful and impactful for residents. In fact, one baby boomer described the decision to move into The Stories as one of the best decisions of her life.

Aging baby boomers represent a golden opportunity for real estate developers. But without the right approach, it is more likely to turn into a failed or missed opportunity. Be sure to start with why.

Ryan Frederick is the CEO of SmartLiving 360, a strategic consulting and development firm focused on age-friendly communities. He is the author of the book “Right Place, Right Time: The Ultimate Guide To Choosing a Home in the Second Half of Life,” published by Johns Hopkins University Press. More information is available at www.smartliving360.com.

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2021 NIC Fall Conference

2021 NIC Fall Conference

The 2021 NIC (National Investment Center for Seniors Housing & Care) Fall Conference will be held in Houston, TX this year.

Rethinking Community: Places That Will Attract Future Older Adults

Date and Time: November 3, 2021 | 9:00 am – 10:00 am

What are older adults seeking for their future housing needs? A certain type of housing or amenities? Or is it more about a sense of place–community and lifestyle? Industry thought leaders and experts in the fields of aging and longevity will discuss the lifestyle values and preferences of adults in their 60s and 70s—innovative approaches to meet their needs and news ways of thinking about housing models and choices. Join this interactive discussion as they examine practicality, scalability, and ‘invest-ability’ of future housing for older adults.

Jake Rothstein
Founder & CEO, UpsideHōM

Ryan Frederick
Founder & CEO, SmartLiving 360

Sara Zeff Geber, Ph.D., CRC, Founder of LifeEncore

Susan Barlow
Co-Founder, Managing Partner & Chief Operating Officer, Blue Moon Capital Partners

Robert Kramer
Co-Founder & Strategic Advisor, NIC, Founder & Fellow, Nexus Insights

More info



Reset Renew Revive

Reset Renew Revive Podcast with Dr. Bindiya Gandhi – Interview with Ryan Frederick

CEO of SmartLiving 360, and Nexus Fellow, Ryan Frederick sits down with Dr. Bindiya Gandhi to talk about the importance of place when it comes to our health and longevity.

Look for the episode to go live at Reset Renew Revive

Reset, Renew Revive Podcast is an educational, inspiring and transformational show aimed at bettering the lives of its listeners; bringing you the best guests and most updated info when it comes to the world of health and wellness. Since the show first launched in April, they have had some amazing guests like J.J Virgin, Dr. Will Cole, Dr. Amy Shah, Dr. Josh Axe, Dr. Joel Kahn, Dr. Joel Furhman, Chef AJ, Melissa Urban, Zach Rance, Dr. Stephen Gundry, and so many others over thousands of downloads on all major platforms.

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